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Cash Advance News Dec 2006

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Report: Payday lending is costly 'financial quicksand'
The payday lending industry costs Virginia families $160 million a year in excessive fees by trapping borrowers in a cycle of debt, according to a report released today by the Center for Responsible Lending. (Fri, 01 Dec 2006 00:20:35 GMT)

Payday loans cost consumers billions in fees every year: Report
SAN FRANCISCO (MarketWatch) -- Lenders are squeezing U.S. consumers for as much as $4.2 billion annually in the steep fees charged on payday loans, according to a study released Thursday by the Center for Responsible Lending and other consumer advocacy groups. (Fri, 01 Dec 2006 00:31:35 GMT)

Efforts renewed to control excessive cost of payday loans
One of the nation's top banking regulators Thursday announced new efforts to develop alternatives to payday loans and other high-cost products, citing an "astonishing" gap in the cost of credit that is penalizing disadvantaged borrowers. (Fri, 01 Dec 2006 01:40:08 GMT)

Center’s report assails payday-loan practices
The payday loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high interest loans and practices that trap people in financial quicksand, the Center for Responsible Lending said Thursday. (Fri, 01 Dec 2006 05:13:34 GMT)

Stae urged t restrict payday loans
The payday loan industry took $4.2-billion out of consumer pockets in 2005 because states, including Florida, have not done enough to restrict high interest loans and practices that trap people in financial quicksand, the Center for Responsible Lending said Thursday. (Fri, 01 Dec 2006 06:16:52 GMT)

Rate cap sought on 'payday' borrowing
"Payday loan" stores in Utah collect at least $69 million in excess, "predatory" fees annually from Utahns who expect two-week loans but end up trapped in debt, according to a new national study by the Center for Responsible Lending. (Fri, 01 Dec 2006 07:47:35 GMT)

States urged to impose limits on payday loans
The payday-loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high-interest loans and practices, the Center for Responsible Lending said Thursday. (Fri, 01 Dec 2006 08:28:54 GMT)

Restrictions sought on payday lenders
The payday loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high-interest loans and practices that trap people in financial quicksand, the Center for Responsible Lending said yesterday. (Fri, 01 Dec 2006 08:50:30 GMT)

Report says payday loan fees cost consumers at least $4.2 billion
COLUMBIA, S.C. - The payday loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high interest loans and practices that trap people in financial quicksand, the Center for Responsible Lending said Thursday. (Fri, 01 Dec 2006 09:37:33 GMT)

European Stocks Advance, Led by BHP Billiton, Xstrata, EDF
Dec. 1 (Bloomberg) -- European stocks advanced on renewed confidence earnings growth in the region will be sustained even as the global economy slows. (Fri, 01 Dec 2006 11:28:49 GMT)

Payday-loan fees add up to billions, report says
COLUMBIA, S.C. — The payday-loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high-interest loans and practices that trap people in financial quicksand, the Center for Responsible Lending said yesterday. (Fri, 01 Dec 2006 12:30:24 GMT)

Report says payday loan fees cost consumers at least $4.2B
COLUMBIA, S.C. - The payday loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high interest loans and practices that trap people in financial... (Fri, 01 Dec 2006 12:30:52 GMT)

European Stocks Advance, Led by BHP Billiton, Xstrata, Alitalia
Dec. 1 (Bloomberg) -- European stocks advanced on renewed confidence companies will keep increasing earnings in the region even as the global economy slows. (Fri, 01 Dec 2006 13:21:42 GMT)

Police searching for Advance America robber
By CARL BURNETT JR. LANCASTER — Lancaster police are looking for a man who allegedly robbed the Advance America office, 1149 N. Memorial Drive. The man went into the check-cashing business at 2:50 p.m. Wednesday and demanded cash before running out of the store. He reportedly did not show a weapon. (Fri, 01 Dec 2006 13:25:07 GMT)

Report Says Payday Loan Fees Cost Consumers More Than Four Billion
A consumer protection organization says the payday loan industry took more than four billion dollars out of consumer pockets in 2005 because states have not done enough to restrict high interest loans. (Fri, 01 Dec 2006 14:27:03 GMT)

North Americans sinking under payday loan debt
OTTAWA - Payday loans and fees cost Americans $4.2 billion a year and governments must impose strict interest rate caps or outright bans to protect consumers, urges a major new study that has implications for Canada, which is looking to regulate the industry. (Fri, 01 Dec 2006 14:34:44 GMT)

U.S. Families Lose Billions To Payday Lenders
Payday lenders pocket $4.2 billion in "excessive fees" each year from Americans who seek a two-week loan and end up trapped in debt. (Fri, 01 Dec 2006 14:38:27 GMT)

Payday loan study shows hidden cost
High-price payday loans cost Californians an estimated $365 million in 2005, more than any other state, according to a study released Thursday. Nationwide, consumers paid $4.2 billion in interest and fees on such loans last year, up 24 percent from $3.4 billion in 2003, the Center for Responsible Lending report found. (Fri, 01 Dec 2006 14:58:01 GMT)

European Stocks Climb; Xstrata, Rio Tinto, Alitalia Advance
Dec. 1 (Bloomberg) -- European stocks advanced, pushed higher by Xstrata Plc and Rio Tinto Plc, after Goldman Sachs Group Inc. raised a forecast for metal prices. (Fri, 01 Dec 2006 15:13:12 GMT)

State urged to restrict payday loans
The payday loan industry took $4.2-billion out of consumer pockets in 2005 because states, including Florida, have not done enough to restrict high interest loans and practices that trap people in financial quicksand, the Center for Responsible Lending said Thursday. (Fri, 01 Dec 2006 15:15:20 GMT)

Report: Consumers rack up $4.2B in payday loan fees
COLUMBIA, S.C. -- The payday loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high interest loans and practices that trap people in financial quicksand, the Center for Responsible Lending said Thursday. (Fri, 01 Dec 2006 16:25:42 GMT)

Report says payday loan fees cost consumers at least $4.2B
COLUMBIA, S.C. - The payday loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high interest loans and practices that trap people in financial quicksand, the Center for Responsible Lending said Thursday. (Fri, 01 Dec 2006 22:58:50 GMT)

Cattle Market Notes: Futures Stabilize, Tight Cash Corn Market
For the week of Thanksgiving, the 5-Area weighted average live weight steer price was $87.55. This was an improvement of $1.20 over the previous week. Total slaughter last week hit 591,000 head – a pretty good number for a holiday week. Last year’s Thanksgiving week slaughter was 522,000 head. (Sat, 02 Dec 2006 01:12:10 GMT)

Suns cash in against Bucks
If the Milwaukee Bucks were ever going to snap their nearly two-decade-long Arizona curse, Friday was the night. Not only was the prolific Michael Redd doing his usual tap-dance on the Suns defense, but he had a red-hot tag-team partner in Mo Williams. (Sat, 02 Dec 2006 07:24:55 GMT)

QC Holdings expands in S. Carolina
QC Holdings Inc . has acquired 51 payday loan branches in South Carolina in a $16.2 million cash deal. (Sat, 02 Dec 2006 08:10:06 GMT)

Seller: Get home inspected before marketing
The extra expense will give a home seller advance warning of potential problems and an aboveboard image, especially important in the current buyer's market, says Steve McLinden (Sat, 02 Dec 2006 11:00:00 GMT)

Payday-loan controls urged
COLUMBIA, S.C. — The payday-loan industry took $4.2 billion out of consumer pockets in 2005 because states have not done enough to restrict high-interest loans and practices that trap people in financial quicksand, according to a report by the the Center for Responsible Lending. (Sat, 02 Dec 2006 12:31:09 GMT)

QC Holdings expands in S. Carolina
QC Holdings Inc . has acquired 51 payday loan branches in South Carolina in a $16.2 million cash deal. (Sat, 02 Dec 2006 15:16:18 GMT)

Cutting the Cost of Doing Business
(ARA) - Small business will always be the backbone of the American economy, but some small business owners may feel left out when it comes to technology. It may seem that each new technological advance really only benefits big companies. (Sat, 02 Dec 2006 19:11:47 GMT)

• Stadium, Projected to Advance Miami Real Estate’s Value
Recently, Miami Real Estate continuous to join the trend of the US market, plunging. Many developers, realtors, and sellers are reported being anxious about the flux in the real estate bazaar while devising their individual promotional strategies to complete a sale. (Sat, 02 Dec 2006 22:18:38 GMT)

Diversions: Coming attractions
'A Show Palace Christmas': Holiday glitz and glamor at the Show Palace Dinner Theatre, 16128 U.S. 19, Hudson. Shows are 8 p.m. Fridays and Saturdays, 3 p.m. Sundays, and 1:30 p.m. and 8 p.m. some Wednesdays, Thursdays and Saturdays. Doors open two hours before each show for buffet and cash bar. (Sun, 03 Dec 2006 06:46:32 GMT)

Wyoming events
Chariot racing * The Third Annual Horseshoe Valley Invitational Chariot Races will be held now through Sunday at the track three miles south of Glendo on Highway 319 with racers from Colorado and Wyoming competing for the best combined time. Activities will begin this evening with a Calcutta at 7 p.m. at Diamond A’s Lounge in Glendo with races starting at noon tomorrow, followed by a cash bar at (Sun, 03 Dec 2006 07:22:20 GMT)

It might be hard to return your gifts
To the long and lengthening list of scams and petty shakedowns, add a new one: Return fraud -- when criminals take advantage of companies' return policies to get cash for stolen goods or return used items. The National Retail Federation says merchants can expect to lose $3.5 billion from return fraud this holiday season. (Sun, 03 Dec 2006 09:02:44 GMT)

Robbers make woman empty bank account
KEARNY MESA – Two men with a gun frightened a 33-year-old woman into emptying her bank account and bringing them the cash last night, police said. (Sun, 03 Dec 2006 10:10:53 GMT)

Despite losing streak, distractions Giants still in contention
New York can take division lead with win over Dallas today. | Ahh, the chill of December is in the air, and for the National Football League, that means crunch time. Time to see which teams can withstand the cold to cash in on a playoff spot. (Sun, 03 Dec 2006 11:38:07 GMT)

Diversions: coming attrations
'A Show Palace Christmas': Holiday glitz and glamor at the Show Palace Dinner Theatre, 16128 U.S. 19, Hudson. Shows are 8 p.m. Fridays and Saturdays, 3 p.m. Sundays, and 1:30 p.m. and 8 p.m. some Wednesdays, Thursdays and Saturdays. Doors open two hours before each show for buffet and cash bar. (Mon, 04 Dec 2006 06:22:44 GMT)

European Stocks May Advance, Led by BP, Total and AstraZeneca
Dec. 4 (Bloomberg) -- European stocks may rise, pushed higher by BP Plc and Total SA, after oil traded near a two-month high on speculation OPEC might cut output. (Mon, 04 Dec 2006 08:06:32 GMT)

Lieu pushes payday loan crackdown
California military commanders say the high-interest, short-term loans target their personnel unfairly. (Mon, 04 Dec 2006 08:16:32 GMT)

European Stocks Advance, Led by BP, Total and AstraZeneca
Dec. 4 (Bloomberg) -- European stocks rose, pushed higher by BP Plc and Total SA, after oil traded near a two-month high on speculation OPEC might cut output. (Mon, 04 Dec 2006 08:36:36 GMT)

European Stocks Advance on M&A Outlook; Premier and EMI Climb
Dec. 4 (Bloomberg) -- European stocks rose, pushed higher by takeover speculation, after Premier Foods Plc agreed to buy RHM Plc for about 1.23 billion pounds ($2.4 billion) and the Sunday Times reported EMI Group Plc may receive a 2.5 billion-pound bid. (Mon, 04 Dec 2006 09:21:32 GMT)

European Stocks Advance on M&A Outlook; Premier and EMI Climb
Dec. 4 (Bloomberg) -- European stocks advanced after Premier Foods Plc agreed to buy a rival foodmaker for about 1.23 billion pounds ($2.4 billion) and the Sunday Times reported EMI Group Plc may receive a bid, boosting speculation takeovers will increase. (Mon, 04 Dec 2006 09:51:34 GMT)

Payday loans under attack
One of the nation's top banking regulators last week announced new efforts to develop alternatives to payday loans and other high-cost products, citing a huge gap in the cost of credit that is penalizing disadvantaged borrowers. (Mon, 04 Dec 2006 10:15:25 GMT)

Cutting the Cost of Doing Business
(ARA) - Small business will always be the backbone of the American economy, but some small business owners may feel left out when it comes to technology. It may seem that each new technological advance really only benefits big companies. (Mon, 04 Dec 2006 10:29:33 GMT)

European Stocks Advance on M&A Outlook; Premier, EMI Pace Climb
Dec. 4 (Bloomberg) -- European stocks rose, boosted by merger and acquisition speculation, after Premier Foods Plc agreed to buy a rival food maker for about 1.23 billion pounds ($2.4 billion) and investors bet Alitalia SpA will be taken over. (Mon, 04 Dec 2006 10:58:12 GMT)

Consumer issues WANT MANY HAPPY RETURNS ...
Consumer issues WANT MANY HAPPY RETURNS? KNOW THE POLICY: To the long and lengthening list of scams and petty shakedowns, add a new one: Return fraud -- when criminals take advantage of companies' return policies to get cash for stolen goods or return used items. The National Retail Federation says merchants can expect to lose $3.5 billion from return fraud this holiday season. (Mon, 04 Dec 2006 11:16:09 GMT)

European Drug Stocks Decline; Premier Foods, Alitalia Advance
Dec. 4 (Bloomberg) -- European drug stocks fell after Pfizer Inc., the world's largest pharmaceuticals manufacturer, ended development of its most important new drug. GlaxoSmithKline Plc and Novartis AG slid. (Mon, 04 Dec 2006 12:13:12 GMT)

European Drug Stocks Decline; Premier Foods, Alitalia Advance
Dec. 4 (Bloomberg) -- European drug stocks fell after Pfizer Inc. of the U.S., the world's largest pharmaceuticals maker, ended development of a new cholesterol treatment, its most important new drug. GlaxoSmithKline Plc and Novartis AG slid. (Mon, 04 Dec 2006 13:21:32 GMT)

European Stocks Advance on M&A Outlook; Premier, Alitalia Rise
Dec. 4 (Bloomberg) -- European stocks rose, boosted by merger and acquisition speculation, after Premier Foods Plc agreed to buy a rival food maker for about 1.23 billion pounds ($2.4 billion) and investors bet Alitalia SpA will be taken over. (Mon, 04 Dec 2006 14:06:32 GMT)

Personal Finance Daily -- Dec. 1
You don't have to know much math to understand that taking out a loan for $325 and then having to repay $793 to clear the books is a losing proposition. If you are a payday lender on the other side of that transaction, however, you will need some advance numbers skills to add up all the profits you ring up from doing those deals. (Mon, 04 Dec 2006 15:29:04 GMT)

European Stocks Advance on M&A Outlook; Premier, Alitalia Rise
Dec. 4 (Bloomberg) -- European stocks rose after Premier Foods Plc agreed to buy a rival food maker for about 1.23 billion pounds ($2.4 billion) and investors bet Alitalia SpA will be bought, fueling speculation about another wave of takeovers. (Mon, 04 Dec 2006 15:51:37 GMT)

German Stocks Advance, Led by Deutsche Lufthansa; E.ON Rises
Dec. 4 (Bloomberg) -- German stocks rose, led by Deutsche Lufthansa AG. Europe's third-largest airline has no plans to take a stake in Italy's unprofitable national carrier, Alitalia SpA, Handelsblatt reported. (Mon, 04 Dec 2006 16:06:32 GMT)

FiSCA Blasts CRL Study Critical of Payday Loan Industry
The Financial Service Centers of America today strongly criticized a recent report, titled "Financial Quicksand," issued by the Center for Responsible Lending which attacked the payday loan industry. (Mon, 04 Dec 2006 16:36:00 GMT)

German Stocks Advance, Led by Deutsche Lufthansa; E.ON Climbs
Dec. 4 (Bloomberg) -- German stocks gained, led by Deutsche Lufthansa AG. Europe's third-largest airline rose to its highest in 5 1/2 years after a report it has no plans to take a stake in Italy's unprofitable national carrier, Alitalia SpA. (Mon, 04 Dec 2006 17:21:32 GMT)

European Stocks Advance on M&A Outlook; Premier, Alitalia Rise
Dec. 4 (Bloomberg) -- European stocks had the first gain in three days after Premier Foods Plc agreed to buy a rival for 1.3 billion pounds ($2.5 billion) and investors bet Alitalia SpA will be bought, fueling speculation about another wave of takeovers. (Mon, 04 Dec 2006 17:28:13 GMT)

European Stocks Advance on M&A Outlook; Premier, Alitalia Rise
Dec. 4 (Bloomberg) -- European stocks had the first gain in three days after Premier Foods Plc agreed to buy a rival for 1.3 billion pounds ($2.5 billion) and investors bet Alitalia SpA will be bought, fueling speculation about another wave of takeovers. (Mon, 04 Dec 2006 17:36:32 GMT)

Advocates push for cap on interest rates for payday loans
RICHMOND, Va. Consumer advocates today reiterated the need to limit high-interest, short-term payday loans to the same 36 percent annual interest rate cap that applies to... (Mon, 04 Dec 2006 18:27:24 GMT)

Canadian Stocks Climb for a Fourth Day; Banks Pace the Advance
Dec. 4 (Bloomberg) -- Canadian stocks advanced for a fourth day, led by financial shares including Royal Bank of Canada, on optimism banks' earnings will weather an economic slowdown in the U.S., Canada's biggest trading partner. (Mon, 04 Dec 2006 20:00:18 GMT)

Advocates push for cap on interest rates for payday loans
Consumer advocates today reiterated the need to limit high-interest, short-term payday loans to the same 36 percent annual interest rate cap that applies to other lenders in Virginia. (Mon, 04 Dec 2006 21:25:24 GMT)

Canadian Stocks Climb for a Fourth Day; Banks Pace the Advance
Dec. 4 (Bloomberg) -- Canadian stocks extended a record for a fourth day, led by financial shares including Royal Bank of Canada, on optimism banks' earnings will weather an economic slowdown in the U.S., Canada's biggest trading partner. (Mon, 04 Dec 2006 22:15:13 GMT)

Bowling Green "Cash Advance" Robbed
At 3:09 p.m. Monday, December 4, Bowling Green Police were called to "Cash Advance" at 1701a 31-W bypass. Police say a white male went into the business, pulled a black ski mask over his face, and demanded money. They say he was armed with a silver or chrome handgun, possibly a semi-automatic. (Tue, 05 Dec 2006 01:11:54 GMT)

Advocates push for cap on interest rates for payday loans
RICHMOND, Va. Consumer advocates today reiterated the need to limit high-interest, short-term payday loans to the same 36 percent annual interest rate cap that applies to other lenders in Virginia. (Tue, 05 Dec 2006 01:19:28 GMT)

Cash Advance Robbery
Another check advance store is robbed in Bowling Green. Just after three o’clock this afternoon, Bowling Green Police were called to this Cash Advance at 1701 31 W Bypass. (Tue, 05 Dec 2006 01:57:37 GMT)

Asian Stocks Advance on Lower Crude Oil Prices (Correct)
(Corrects direction of oil-price move in fifth paragraph.) Dec. 5 (Bloomberg) -- Asian stocks rose to the highest in more than six months after oil prices fell, easing concern higher energy costs will curb consumer spending. (Tue, 05 Dec 2006 03:58:49 GMT)

Asian Stocks Advance on Lower Oil Prices; Fast Retailing Gains
Dec. 5 (Bloomberg) -- Asian stocks rose to the highest in more than six months after oil prices fell, easing concern higher energy costs will curb consumer spending. Samsung Electronics Inc. and Taiwan Semiconductor Manufacturing Co. led gains. (Tue, 05 Dec 2006 04:20:16 GMT)

Mergers drive a big advance in stock prices
Stocks surged yesterday as investors put aside Pfizer Inc.'s decision to halt development of a key drug and focused instead on a series of takeover deals. (Tue, 05 Dec 2006 08:09:10 GMT)

Cap payday loan costs
A new national study says a typical payday loan borrower pays $793 for a $325 loan. In Utah, according to the Center for Responsible Lending study, payday loan stores collect at least $69 million in excess, "predatory" fees each year from folks who end up trapped in debt. (Tue, 05 Dec 2006 08:14:42 GMT)

Advocates push for cap on interest rates for payday loans
RICHMOND, Va. Consumer advocates today reiterated the need to limit high-interest, short-term payday loans to the same 36 percent annual interest rate cap that applies to other lenders in Virginia. (Tue, 05 Dec 2006 09:19:58 GMT)

Va. Committee to Vote on Payday Loan Cap
Now some people are paying an average annual interest rate of 390 percent. (Tue, 05 Dec 2006 11:08:40 GMT)

Payday loans
The Bulletin perpetuates the harmful elitist attitude that payday loan opponents have toward the product's client base when it states, "Anybody paying 500 percent annual interest on a loan has to be foolish, desperate or not realize what they are doing." (Tue, 05 Dec 2006 13:20:16 GMT)

Lawmakers consider crackdown on payday loans
State lawmakers are looking to trim the amount of interest that payday loan businesses can charge. More than three million of those loans are made every year in Virginia, some with interest rates as high as 390 percent. (Tue, 05 Dec 2006 13:26:01 GMT)

Year in Review: Advance America
The point man for attacks on the payday lending business still rings up profits. (Tue, 05 Dec 2006 17:19:43 GMT)

Check-cashing businesses still a target
Check-cashing businesses continue to be targets for area criminals, with the latest armed robbery happening Monday. The robbery at Cash Advance, 1701-A U.S. 31-W By-Pass, was the fourth since November and seventh dating back to Nov. 28, 2005. (Tue, 05 Dec 2006 17:54:41 GMT)

House committee kills cap on payday loan rates
RICHMOND, Va. Payday lenders in Virginia won't have to limit interest rates on loans. A House of Delegates committee killed a proposal today that would have limited... (Tue, 05 Dec 2006 18:12:21 GMT)

House committee kills cap on payday loan rates
RICHMOND, Va. (AP) -- Payday lenders in Virginia won't have to limit interest rates on loans. (Tue, 05 Dec 2006 18:19:15 GMT)

Da Band's Chopper Signs With Cash Money, Slams Diddy
Da Band rapper/New Orleans native Chopper has signed with hometown powerhouse Cash Money amid bitterness over his stint with Bad Boy. (Tue, 05 Dec 2006 20:12:18 GMT)

Masked man robs payday loan shop
Columbia police today were looking for a masked man who entered the Advance America at 300 E. Ash St. last night and fled with an undisclosed amount of cash. (Tue, 05 Dec 2006 20:16:39 GMT)

State panel rejects ban on payday lending
A House of Delegates panel rejected on outright ban on payday lending in Virginia today, but some lawmakers vowed to seek tighter controls on the controversial industry. (Tue, 05 Dec 2006 21:03:52 GMT)

AutoZone's Low-Gear Advance
Can the best player in a mature industry still be a good investment? (Tue, 05 Dec 2006 22:19:33 GMT)

House panel kills payday lending legislation
RICHMOND, Va. (AP) - A House of Delegates committee on Tuesday killed legislation that would limit high-interest, short-term payday loans to the same 36 percent annual interest rate cap that applies to other lenders in Virginia. (Tue, 05 Dec 2006 22:24:54 GMT)

Lawmakers Kill Proposal Limiting Interest on Payday Loans
A General Assembly committee has killed a proposal that would have limited interest rates on short-term payday loans. The House Commerce and Labor Committee voted 10-to-8 against the bill Tuesday. (Tue, 05 Dec 2006 23:57:34 GMT)

(AFX UK Focus) 2006-12-05 23:39 GMT: Tokyo shares outlook - Higher on Wall St advance, but firm yen may weigh
TOKYO (XFN-ASIA) - Share prices are expected to open higher, tracking further gains on Wall Street overnight, although the yen's strength may limit the market's advance, dealers said. (Tue, 05 Dec 2006 23:57:48 GMT)

Australian Dollar May Gain on Speculation Expansion Accelerated
Dec. 6 (Bloomberg) -- The Australian dollar may advance on speculation a government report today will show economic growth accelerated last quarter. Gross domestic product rose 0.4 percent from the second quarter, the median estimate of 22 economists in a Bloomberg News survey showed. (Wed, 06 Dec 2006 00:25:55 GMT)

Payday-lending repeal defeated
Payday lenders say they offer a valuable service to people who need quick cash to cover emergencies. BRUCE PARKER/RTD (Wed, 06 Dec 2006 03:17:59 GMT)

Business Briefing
Truck maker Paccar declares an extra cash dividend ... News from the workplace may ease Fed's inflation fears ... Wal-Mart settles lawsuit over life-insurance benefits ... Bankruptcy filings are down sharply in the U.S. ... plus new top officers (Wed, 06 Dec 2006 04:52:31 GMT)

House committee kills cap on payday loan rates
RICHMOND, Va. Payday lenders in Virginia won't have to limit interest rates on loans. (Wed, 06 Dec 2006 05:39:26 GMT)

Committee says payday loans can stay
RICHMOND - The owners of Danville’s 20 payday loan stores can sleep a little better tonight. The House Committee on Commerce and Labor voted 10-8 Tuesday against legislation that could have shut down their businesses by July 2008. (Wed, 06 Dec 2006 05:43:09 GMT)

Payday loan measure killed in committee
Payday loan bill goes down to defeat (Wed, 06 Dec 2006 06:12:56 GMT)

SA bride price moves from cattle to cash
It once cost several head of cattle for a South African man to set himself up with a new wife, but these days many pay in cash, and inflation -- or abuse -- can be a problem. (Wed, 06 Dec 2006 07:34:02 GMT)

Wereldhave Belgium Says It Has Been Summoned To Appear In Court In Penal Dispute Arising From Sale Of Cash Company In
(RTTNews) - Wednesday, Wereldhave NV (WRDEF.PK) revealed that Wereldhave Belgium has been summoned December 5, 2006, to appear in court in the matter of a penal dispute arising from the sale of a cash company in 1993. On February 20, 2007, the Raadkamer/Chambre du Conseil would decide about a possible transfer to court. (Wed, 06 Dec 2006 08:08:54 GMT)

Payday loans bill fails; talks to go on
A House of Delegates panel rejected a bill designed to end payday lending in Virginia Tuesday, but some lawmakers vowed to seek tighter controls on the controversial industry. (Wed, 06 Dec 2006 08:18:46 GMT)

Banks help lift European equities
European equities edged higher on Wednesday, with banks leading the advance after investors welcomed forecast-beating results from Anglo Irish Bank and an upbeat trading statement from Royal Bank of Scotland. (Wed, 06 Dec 2006 09:25:20 GMT)

Payday Lending Lives - for Now
A bill to curb payday lending practices in Virginia got shot down during a special committee meeting in the General Assembly Tuesday. But the bill's supporters vow to fight another day. (Wed, 06 Dec 2006 12:09:33 GMT)

British economy growing faster
Britain's economy is growing faster than earlier forecasts, Treasury chief Gordon Brown said Wednesday in advance of an annual address to Parliament. (Wed, 06 Dec 2006 12:26:00 GMT)

SA bride price moves from cattle to cash
It once cost several head of cattle for a South African man to set himself up with a new wife, but these days many pay in cash, and inflation -- or abuse -- can be a problem. (Wed, 06 Dec 2006 15:20:26 GMT)

Committee says payday loans can stay
RICHMOND - The owners of Danville’s 20 payday loan stores can sleep a little better tonight. The House Committee on Commerce and Labor voted 10-8 Tuesday against legislation that could have shut down their businesses by July 2008. (Wed, 06 Dec 2006 15:28:09 GMT)

Payday-loan profits may be limited
Washington state Rep. Sherry Appleton expects a different outcome this legislative session when she introduces two bills that could drastically curtail profits for payday lenders. (Wed, 06 Dec 2006 17:28:52 GMT)

Canadian Stocks Advance for Sixth Day; Banks, Biovail Climb
Dec. 6 (Bloomberg) -- Canadian stocks rose for a sixth day, a streak that would be the longest in nine months. Financial shares such as Canadian Imperial Bank of Commerce gained on speculation they will increase payouts amid higher profits and stable or lower borrowing costs. (Wed, 06 Dec 2006 17:45:13 GMT)

House committee kills cap on payday loan rates
RICHMOND, Va. (AP) -- Payday lenders in Virginia won't have to limit interest rates on loans. (Wed, 06 Dec 2006 17:49:44 GMT)

Canadian Stocks Rally for a Sixth Day; Banks, Biovail Advance
Dec. 6 (Bloomberg) -- Canadian stocks rose on speculation banks will raise dividends, sending the Standard & Poor's/TSC Composite Index toward its longest winning streak in nine months. (Wed, 06 Dec 2006 20:30:13 GMT)

House committee kills cap on payday loan rates
RICHMOND, Va. (AP) -- Payday lenders in Virginia won't have to limit interest rates on loans. (Thu, 07 Dec 2006 00:21:19 GMT)

Indian rate swaps steady but spreads may narrow
MUMBAI, Dec 7 (Reuters) - Indian rate swaps were steady on Thursday, but traders said spreads between the five-year and the one-year could narrow as an expected dip in cash surpluses in the next few days could push up rates at the shorter end. (Thu, 07 Dec 2006 09:29:54 GMT)

Cash cow: the |new face of lobola
It once cost several head of cattle for a man to set himself up with a new wife, but these days many pay in cash, and inflation or abuse can be a problem. (Thu, 07 Dec 2006 13:49:39 GMT)

Toys for Tots accepting donations
First American Cash Advance, 121 S. Fifth St., Fremont, is a national sponsor for U.S. Marine Corps Toys for Tots Foundation, according to a press release. (Thu, 07 Dec 2006 15:35:52 GMT)

Phila. councilman wants notification of bank closings
Philadelphia City Councilman W. Wilson Goode Jr. Thursday introduced a bill that would require banks handling city deposits to notify the city in advance of branch closings. (Thu, 07 Dec 2006 20:42:18 GMT)

CFSA: Report on Payday Loans Doesn't Add Up
The recent report from Center for Responsible Lending , "Financial Quicksand," purposely deceives consumers and policymakers by using "evidence" that simply does not exist. The entire report should be discredited, according to the Community Financial Services Association of America , the national trade association of responsible payday lenders. (Thu, 07 Dec 2006 21:09:00 GMT)

Armed Men Wanted In Cash Advance Robbery
TROTWOOD, Ohio -- Police in Trotwood are looking for a few armed men after the Cash Advance on Salem Avenue was robbed Thursday around 10 a.m. Officers said the robbers were armed and barged into the business in a threatening manner. (Thu, 07 Dec 2006 21:54:34 GMT)

Da Band's Chopper Signs With Cash Money; Bashes Diddy
Chopper (a.k.a. Young City), formerly of Da Band, has disbanded from Diddy's Bad Boy label to join Baby and Cash Money Records. According to the rapper, the reason for the split being Diddy didn't look out for him, when he was in his time of need. (Thu, 07 Dec 2006 23:54:55 GMT)

Business promises final trip home
REPATRIATE: Migrant workers pay in advance so their bodies are sent to Mexico when they die. (Fri, 08 Dec 2006 07:53:31 GMT)

Singles calendar
To list an event, send a fax to Robin Payne at 313-223-5985, e-mail her at rpayne@freepress.com or write her at Detroit Free Press, 600 W. Fort, Detroit 48226. Please send notices at least three weeks in advance. (Fri, 08 Dec 2006 08:46:05 GMT)

Lawmakers urge payday loan alternatives
WASHINGTON -- Two months after Congress approved a cap on loan interest rates for service members, lawmakers are urging financial institutions to look for ways to make affordable small loans available to all consumers, not just the military community. (Fri, 08 Dec 2006 08:50:53 GMT)

Indian rate swaps up as advance tax outflows loom
MUMBAI, Dec 8 (Reuters) - The Indian rate swaps curve moved up on Friday, on expectations that advance tax outflows of an estimated 250-300 billion rupees in the next few days could see cash surplus in the banking system dwindle. (Fri, 08 Dec 2006 08:56:26 GMT)

Indian rate swaps up as advance tax outflows loom
MUMBAI (Reuters) - The Indian rate swaps curve moved up on Friday, on expectations that advance tax outflows of an estimated 250-300 billion rupees in the next few days could see cash surplus in the banking system dwindle. (Fri, 08 Dec 2006 09:35:16 GMT)

Yoga session for cancer cash
A CHARITY yoga class is being staged tomorrow with all donations going to the Maggie's Centres for cancer sufferers. (Fri, 08 Dec 2006 12:27:00 GMT)

SRXAF: Announces New C$20M Convertible Term Loan
SR Telecom Inc. (SRXAF) announced that it has entered into a new C$20 million convertible term loan following an amendment to its existing credit agreement. Current lenders under the credit agreement will advance the convertible term loan through funds or accounts they manage. (Fri, 08 Dec 2006 13:52:56 GMT)

ICICI Lombard plans biometric health cards
The features Authorises transactions based on the customers' fingerprints. Treatment at hospitals without having to make advance cash payment. Covers head of family, 3 dependents (Fri, 08 Dec 2006 20:14:39 GMT)

Report says states should cap payday loans at 36%
All states should consider capping interest rates on loans at 36 percent, says a report released Thursday on payday lending. (Fri, 08 Dec 2006 20:30:10 GMT)

Cash crunch to beat price punch
Mumbai, Dec. 8 : In a late evening move that took everybody by surprise, the Reserve Bank of India (RBI) raised the cash reserve ratio (CRR) by half a per cent to 5.50 per cent. (Fri, 08 Dec 2006 21:41:02 GMT)

Top-Earning Authors
Which blockbuster authors pocketed the most cash this year? The list may surprise you. (Fri, 08 Dec 2006 22:48:36 GMT)

10 Tips to Help Handle Holiday Spending: Experts in Consumer Credit Counseling Offer Advice for Cash-Strapped Shoppers
Springboard Nonprofit Consumer Credit Management offers advice to shoppers about saving money during the holidays and planning for next year. (PRWeb Dec 9, 2006) Post Comment:Trackback URL: http://www.prweb.com/dingpr.php/U3F1YS1Ib3JyLUluc2UtTWFnbi1NYWduLVplcm8= (Sat, 09 Dec 2006 08:14:33 GMT)

10 Tips to Help Handle Holiday Spending: Experts in Consumer Credit Counseling Offer Advice for Cash-Strapped Shoppers
Riverside, CA (PRWeb) December 9, 2006 -- It's that time of year again, when consumers pull out their wallets for the holiday gift-buying binge and retailers breathe a sigh of relief as sales soar. (Sat, 09 Dec 2006 12:00:00 GMT)

Wal-Mart shelves layaway
Layaway, the decades-old practice of paying for a purchase a few dollars each week in advance of picking it up, checks out for good at Wal-Mart Stores Inc. today. (Sat, 09 Dec 2006 13:50:18 GMT)

Cutting the Cost of Doing Business
(ARA) - Small business will always be the backbone of the American economy, but some small business owners may feel left out when it comes to technology. It may seem that each new technological advance really only benefits big companies. (Sat, 09 Dec 2006 21:55:05 GMT)

Deck stacked against frequent fliers?
Which airline is the most accommodating when it comes to letting consumers cash in frequent-flier mileage awards? It's hard to know, a new government report says, because airlines disclose so little information. (Sun, 10 Dec 2006 08:18:56 GMT)

Projects on race can earn kids cash
Morris students who volunteer their time to increase awareness of or advance the cause of race relations will now have the opportunity for a cash award offered by Princeton University alumni. (Sun, 10 Dec 2006 09:30:53 GMT)

Bulletin board
East Bay IT Group (eBig) -- "eBIG Start-Ups/VCs SIG: Early Stage Alliances," 6:30-9 p.m. Dec. 11. Learn how small companies effectively partner with industry leaders. Crown Plaza Hotel, 11950 Dublin Canyon Road, Pleasanton. Free for members; $10 nonmembers in advance; $20 at the door. Registration: www.ebig.org/sig/sig.aspx?SIGid=23&EventID=809&old=&eventdesc=full. (Sun, 10 Dec 2006 11:20:44 GMT)

Governor and Legislature face decisions with extra $1.9 billion
Washington state government's financial outlook remains bright in advance of Gov. Chris Gregoire budget proposal to the 2007 legislative session, which will begin to become public in a series of small announcements around the state this week. (Sun, 10 Dec 2006 12:09:25 GMT)

North Jersey's ailing hospitals
PBI Regional Medical Center, bankrupt and losing money, ran so low on cash last month that it was on the brink of shutting down -- twice. Monday, a bankruptcy court judge is set to approve its sale -- to another struggling, cash-strapped hospital in Passaic. (Sun, 10 Dec 2006 12:36:19 GMT)

Deck stacked against frequent fliers?
Which airline is the most accommodating when it comes to letting consumers cash in frequent-flier mileage awards? It's hard to know, a new government report says, because airlines disclose so little information. (Sun, 10 Dec 2006 13:11:48 GMT)

Stocks set to advance further this week after U.S. jobs data allayed worries
TORONTO (CP) - Stock markets already enjoying double-digit percentage growth in 2006 look set for further gains this week after U.S. employment data added to hopes that the slowing economy will come in for a soft landing. (Sun, 10 Dec 2006 16:36:00 GMT)

New Line on Credit
Awoman in a rural South Asian village receives a loan of about $250 to buy a dairy cow. She milks the cow, sells the milk and improves her standard of living while repaying the loan. In much of the world, this is microfinance. (Sun, 10 Dec 2006 23:24:01 GMT)

• AI Blasts Politicizing Palestinian Aid
In an open letter to European leaders, Amnesty International lamented the daily suffering of the Palestinian people under a crippling Israeli siege and lambasted the use of aid to advance political goals. (Mon, 11 Dec 2006 01:52:53 GMT)

Cards cash in on Seahawks' fumbles
GLENDALE, Ariz. -- The Seattle Seahawks gave away a chance to clinch their third straight NFC West t... (Mon, 11 Dec 2006 02:03:28 GMT)

Asian Stocks Advance, Led by Toyota, Hynix on Stronger Dollar
Dec. 11 (Bloomberg) -- Asian stocks rose, led by Toyota Motor Corp. and Hynix Semiconductor Inc., as the yen and the won weakened against the dollar, boosting the value of exports. (Mon, 11 Dec 2006 05:20:16 GMT)

Diversions: coming attractions
'A Show Palace Christmas': Holiday glitz and glamor at the Show Palace Dinner Theatre, 16128 U.S. 19, Hudson. Shows are 8 p.m. Fridays and Saturdays, 3 p.m. Sundays, and 1:30 p.m. and 8 p.m. some Wednesdays, Thursdays and Saturdays. Doors open two hours before each show for buffet and cash bar. (Mon, 11 Dec 2006 06:22:28 GMT)

India Corporate Debt-Companies put fresh issues on hold
MUMBAI, Dec 11 (Reuters) - The increase in cash reserve requirements for banks by the Indian central bank on Friday has made companies hold back fresh bond issuances, merchant bankers said. (Mon, 11 Dec 2006 07:45:11 GMT)

European Stocks May Advance, Led by Corus, Sanofi and Nestle
Dec. 11 (Bloomberg) -- European stocks may advance on speculation that takeovers will increase and after the dollar had its biggest two-day gain against the euro in three months. (Mon, 11 Dec 2006 08:05:07 GMT)

U.K. Stocks Rise, Paced by Vedanta; Corus Jumps on Higher Offer
Dec. 11 (Bloomberg) -- U.K. stocks increased, led by copper producers after the base metal gained in London. Vedanta Resources Plc and Antofagasta Plc paced the advance. (Mon, 11 Dec 2006 10:04:57 GMT)

Asian Stocks Advance, Led by Toyota, Hynix on Stronger Dollar
Dec. 11 (Bloomberg) -- Asian stocks rose, led by Toyota Motor Corp. and Hynix Semiconductor Inc., as the yen and the won weakened against the dollar, boosting the value of exports. (Mon, 11 Dec 2006 10:20:16 GMT)

Legislator targets payday lenders
A Wichita legislator wants to place a cap on the interest charged by payday and car title loan stores -- an annual rate that is currently as high as 390 percent a year. (Mon, 11 Dec 2006 11:38:02 GMT)

U.K. Stocks Including Corus, Prudential Advance; Shell Declines
Dec. 11 (Bloomberg) -- U.K. stocks including Corus Group Plc rose. Brazil's Cia. Siderurgica Nacional raised its offer for the steelmaker to 4.9 billion pounds ($9.6 billion). (Mon, 11 Dec 2006 13:05:04 GMT)

Cash Systems, Inc. Announces New Vault Cash Agreement With Fidelity Bank
LAS VEGAS----Cash Systems, Inc. , a provider of cash access solutions for the gaming industry, today announced a new vault cash agreement with Fidelity Bank. The agreement is for a two-year period, with additional one year option renewals. (Mon, 11 Dec 2006 13:30:00 GMT)

U.K. Stocks Including Corus, Prudential Advance; Shell Declines
Dec. 11 (Bloomberg) -- U.K. stocks including Corus Group Plc rose. Brazil's Cia. Siderurgica Nacional raised its offer for the steelmaker to 4.9 billion pounds ($9.6 billion), topping a sweetened bid from Tata Steel Ltd. (Mon, 11 Dec 2006 14:49:57 GMT)

Kansas Legislator Looks to Cap Interest on Sort-term Loans
When state lawmakers in North Carolina capped the amount of interest payday loan companies could charge for short-term loans, the industry went bust in that state. (Mon, 11 Dec 2006 16:33:48 GMT)

Wichita legislator to introduce bill capping payday loan interest
WICHITA, Kan. When state lawmakers in North Carolina capped the amount of interest payday loan companies could charge for short-term loans, the industry went bust... (Mon, 11 Dec 2006 16:42:19 GMT)

U.K. Stocks Including Corus, Prudential Advance; Shell Declines
Dec. 11 (Bloomberg) -- U.K. stocks including Corus Group Plc rose. Brazil's Cia. Siderurgica Nacional increased its offer for the steelmaker to 4.9 billion pounds ($9.6 billion), topping a sweetened bid from Tata Steel Ltd. (Mon, 11 Dec 2006 17:49:57 GMT)

John Hussman: Raging Bull Leaves No Margin of Safety
Excerpt from fund manager John Hussman's weekly essay on the US market: Charles H. Dow, who edited the Wall Street Journal a century ago, once observed, "It is impossible to tell in advance the length of any primary movement, but the further it goes, the greater the reaction when it comes, hence the more certainty [... ] (Mon, 11 Dec 2006 19:51:46 GMT)

Proposal would cap payday loan interest
WICHITA (AP) -- When North Carolina lawmakers capped the amount of interest payday loan companies could charge their customers for short-term loans, the industry went bust in that state. (Mon, 11 Dec 2006 20:30:49 GMT)

Bolkcom, others push for car loan rules
DES MOINES — Legislative Democrats including Iowa City Sen. Joe Bolkcom joined with Attorney General Tom Miller Monday in pledging to enact new restrictions on car title loans, which they claim are ``fundamentally unfair'' to consumers. (Mon, 11 Dec 2006 21:04:30 GMT)

Dems aim to cap title loan limits
DES MOINES n Democratic Statehouse leaders say they plan to crack down on high-interest car title loans when they take control of the Legislature next month. (Mon, 11 Dec 2006 21:13:26 GMT)

The BullMarket.com Market Wrap: December 11th, 2006
Stocks rose in advance of the start of the Federal Reserve meeting Tuesday. (Mon, 11 Dec 2006 22:12:00 GMT)

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